Best High Street Coats Under £100 / $120: Styling Advice & Affordable Brand Picks

If you're looking for a stylish, warm coat this winter without spending a fortune, high street brands offer some excellent options under £100 in the UK and $120 in the USA. Whether you’re after classic tailoring, quilted puffers, or oversized wool blends, there are great-value pieces out there—as long as you know where (and how) to shop.

This guide highlights the best affordable coats, with styling advice from Tellar.co.uk’s fashion team, plus a smart tip for finding your correct size in any brand instantly.

🧥 What to Look For in a Coat Under £100 / $120

Budget-friendly doesn’t mean sacrificing quality. Here’s what our stylists recommend prioritising when coat shopping on a budget:

• Fabric Composition: Wool blends (e.g. 50% wool/50% polyester) are warm and structured. Quilted nylon and padded polyester offer lightweight insulation.

• Fit: Slightly oversized coats feel more premium and allow layering. Look for dropped shoulders or belted waists to balance structure.

• Details: Inner linings, stitched lapels, and hidden fastenings elevate cheaper coats.

• Length: Knee-length and mid-thigh options offer the most versatility and warmth.

🔥 Top High Street Brands With Coats Under £100 / $120

1. H&M

• UK & USA

• Known for: minimalist wool-blend coats, belted wrap styles, and trend-led puffers

• Price range: £59.99–£89.99 / $79–$119

2. Mango

• UK & USA

• Known for: structured tailoring, belted maxi coats, and soft brushed fabrics

• Tip: Sizing is slightly slim—especially at the shoulders

3. Zara

• UK & USA

• Known for: dramatic lapels, cropped boxy fits, and long belted trenches

• Tip: Choose coats from the “Join Life” collection for more sustainable options under £99.99

4. ASOS (Own Brand)

• UK & USA

• Known for: teddy coats, statement colour block puffers, and wool-look wrap coats

• Tip: Check if it’s from “ASOS DESIGN” or “Collusion”—fits vary

5. Uniqlo

• UK & USA

• Known for: technical down coats, minimalist city puffers, and packable layers

• Price range: From £69.90 / $89.90

6. Old Navy

• USA

• Known for: sherpa-lined puffers, longline utility coats, and water-resistant outerwear

• Price range: $50–$100

7. Target

• USA

• Known for: faux wool wrap coats, quilted puffers, and teddy zip-ups

• Labels to try: A New Day, Wild Fable, Universal Thread

👗 How to Style Budget Coats Like a Stylist

1. Use Contrast Colour Layers

A bright jumper under a camel coat instantly adds polish. Try berry, mustard, or emerald.

2. Belt Your Outerwear

Add shape to oversized coats with a contrast belt. This defines the waist and elevates cheaper fabrics.

3. Pair with Statement Boots

Let your footwear do the talking. Chunky boots, knee-highs or platform trainers work well with plain coats.

4. Play with Texture

Layer knits, scarves, and corduroy under structured coats for depth and dimension.

🧵 Coat Styles by Body Shape

• Pear shape: Look for A-line or belted styles that define the waist and skim the hips.

• Petite: Cropped or thigh-length coats work best—avoid anything too long or boxy.

• Tall frames: Try full-length wrap coats or longline puffers for balance.

• Athletic build: Raglan sleeves and oversized fits add softness.

💡 Struggling with Coat Sizing? Here’s the Fix.

Shopping for coats online comes with one key frustration: inconsistent sizing across brands.

For example:

• A size 10 wrap coat at Zara may feel like an 8.

• A small puffer from ASOS might fit like a medium from H&M.

And since coats are seasonal, they often sell out before you can return or exchange the wrong size.

🔍 Tellar.co.uk: The Smarter Way to Shop for Coats

tellar.co.uk is the UK’s leading free sizing tool, matching your body measurements to real size charts from over 1,500+ brands. You’ll always know what size to order—no guesswork, no returns.

How it works:

1. Enter your chest, waist, and hip measurements

2. Choose a brand or store

3. Instantly see your recommended size in that brand

You can:

• Save a profile for faster checks next time

• Choose CM or Inches

• Compare fit between brands (e.g. H&M vs Mango vs Zara)

✅ Why It’s Essential for Outerwear

• Coats are high-investment pieces—you want them to fit perfectly

• Many brands cut coats differently than their dresses or tops

• Coat sizing changes across cuts: belted, wrap, straight, or oversized

Tellar gives you the accurate size in real-time, so you don’t have to gamble.

💬 What Stylists Say

“So many shoppers buy a coat one size up ‘just in case’ and end up swimming in it. Tellar shows you if that’s actually needed—saving money and frustration.”

— Tellar Stylist Team

“Sizing in coats varies massively across brands, especially at the shoulder and bust. Tellar ensures it fits your shape—not just your label size.”

— Tellar Fit Advisor

📲 Follow Tellar for Coat Trends & Styling Tips

We share styling advice, size science, and high street wardrobe guides across all our social channels:

• Instagram:tellar.co.uk and let the UK’s smartest sizing tool guide your next purchase.

  Find your size in 1,500+ brands real-time. It’s free & easy.